Announcement comes on ‘National Insurance Enforcement Day’
Partnership approach had led to new system which strengthens Garda capacity to detect those driving without insurance on Irish roads
A new system which allows members of An Garda Síochána to quickly and easily identify uninsured vehicles has been formally launched by Minister for Justice, Helen McEntee T.D. at an event in Millennium Park in Blanchardstown, Dublin this morning.
The Minister for Justice was joined by the Minister for State at the Department of Finance with responsibility for Financial Services, Credit Unions and Insurance, Neale Richmond T.D, An Garda Síochána Assistant Commissioner, Roads Policing and Community Engagement, Paula Hilman, Moyagh Murdock, CEO of Insurance Ireland and David Fitzgerald, CEO of the Motor Insurers’ Bureau of Ireland (MIBI).
More than 13,000 Gardaí working nationwide can now check a vehicle insurance status while on the roadside by checking its registration on the Garda Mobility App. Following its introduction, the new system has led to the seizure of 7,307 vehicles since January 2024, with 1,840 vehicles being seized in the month of April only, relating to no insurance.
This new system to support An Garda Síochána was co-ordinated through much collaboration between the Department of Transport, the Department of Justice, An Garda Síochána, Insurance Ireland and the MIBI. It follows legislative change and the signing of a Memorandum of Understanding agreement between An Garda Síochána and the MIBI.
On a daily basis, the MIBI now provides An Garda Síochána with the insurance details of over 3 million vehicles that are operating on Irish roads via the Irish Motor Insurance Database (IMID).
The announcement comes on ‘National Insurance Enforcement Day’ – An Garda Síochána’s nationwide initiative with a focus on detecting drivers who are operating without insurance on Irish roads.
Driving a vehicle without insurance is against the law and perpetrators can face significant penalties, including having their vehicle seized on the spot, a court appearance, five penalty points as well as significant fines.
Research from the MIBI indicates that there is a high number of uninsured vehicles operating on our roads. In 2022, there were approximately 188,000 uninsured private vehicles in this country, meaning 1 in every 12 private vehicles were uninsured. This research also shows that Ireland is among the highest ranking European countries for uninsured vehicles – three times as high as in the UK and four times the EU average.
Launching the new system, Minister for Justice, Helen McEntee T.D. said, “The Irish Motor Insurance Database is an important tool for An Garda Síochána to detect and pursue those who drive on our roads without insurance.
“The information sharing between the Motor Insurers’ Bureau of Ireland and An Garda Síochána, will play a significant role in improving road safety and I thank everybody involved for their work on developing and progressing this initiative.
“It is great to see firsthand the efficiency and effectiveness of the new technology that Government has invested in for Gardaí – mobile devices, automatic number plate recognition, and information sharing technologies – all of which strengthen the ability of Gardaí to tackle criminality and contribute to the improved safety of our roads and our communities.
“Road safety is a significant priority for Government and this new initiative is just one of a number of steps we are taking. In the last Budget I secured increased funding for more GoSafe speed cameras and to expand the Roads Policing Unit. The recent decision by An Garda Síochána to ensure that all uniformed Gardaí complete a mandatory 30 minutes of road safety policing per shift will also play a key role in ensuring people are safe on our roads.”
Her comments were echoed by Jack Chambers T.D, Minister for State at the Department of Transport who said, “This is an important moment in the fight against uninsured driving and one that has been several years in the making. The levels of uninsured driving have been too high in this country, but this system will give An Garda Síochána a sophisticated tool that allows them to quickly and easily identify any vehicles being driven illegally without insurance.
“The Department of Transport has been working for an extended period with our partners in the Department of Justice, An Garda Síochána, Insurance Ireland and the Motor Insurers’ Bureau of Ireland (MIBI), as well as the wider insurance industry, to make this happen and we are delighted to see it now realised. This is an important development for enhanced road safety in our country.”
Minister for State at the Department of Finance with responsibility for Financial Services, Credit Unions and Insurance, Neale Richmond T.D. said, “Driving without insurance is not only a crime, it is one that we are all paying for as it increases the cost of insurance for all drivers by up to €35 per premium. Gardaí now have access to the Irish Motor Insurance Database, meaning that they can identify in real time cars driving without insurance. This data sharing between the insurance industry and the Gardaí can be a game changer in detecting uninsured drivers and will make our roads safer for us all.
“Any initiative that helps to tackle uninsured driving is to be welcomed and I would like to thank An Garda Síochána, the Motor Insurers’ Bureau of Ireland and Insurance Ireland for their efforts in bringing forward these new measures. On National Insurance Enforcement Day our message is clear: uninsured drivers will not be able to dodge detection forever so do the right thing and insure your car.”
An Garda Síochána Assistant Commissioner Roads Policing and Community Engagement, Paula Hilman said, “By having access to the Irish Motor Insurance Database through our Garda Mobility Devices, Gardaí are in a stronger position to detect those breaking the law by driving without insurance.
“Improved technology and data sharing are helping to transform roads policing in Ireland and ultimately help An Garda Síochána to keep road users safe. Today’s launch shows the considerable progress that can be achieved when we work in partnership and share data.”
Moyagh Murdock, CEO of Insurance Ireland said, “Insurance Ireland is delighted to be taking part in this important national day to check your motor insurance, with An Garda Síochána checking it as well to clamp down on the unacceptable levels of uninsured driving. With an 11% growth in claims in 2023 caused by uninsured vehicles reported by the Motor Insurers’ Bureau of Ireland, increased detection of uninsured vehicles is more important than ever.
“The members of Insurance Ireland are proud to have invested in, and worked alongside the Motor Insurers’ Bureau of Ireland, An Garda Síochána and Government to deliver the Irish Motor Insurance Database (IMID) allowing Gardaí to check the insurance status of any vehicle by scanning its registration plate. Every uninsured driving claim is adding to the premium of law-abiding drivers, but working together, we will take uninsured drivers off the road.”
David Fitzgerald, CEO of the MIBI said, “Uninsured driving has been a problem in this country for too long, but now the days of drivers thinking they can get away with driving without insurance are over. That is why this new system doesn’t just mark progress but it represents an essential weapon in the battle to improve road safety.
“Our message is clear, Ireland is closed to uninsured driving and this new system means anyone who is foolish enough to risk it will be caught and will face all the significant legal consequences that comes with that.”